Invest with JustUs

Don’t invest unless you’re prepared to lose money. This is a high-risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take 2 mins to learn more.

In order to start lending on the platform, you need to apply for a lender account.

You can also apply directly from the Moneybrain App if you already have it, or download it from here.
Download on the App Store
Download on the Google Play

Capital at risk

How to lend

Once you have opened a lender account, you can immediately purchase micro-loans from the secondary market, bid for availability on new micro-loans in the marketplace marketplace, set up auto-bids on the types of micro-loans you would like to lend on so that whenever they come up (as new or on the secondary market) you can purchase them up to your cash balance or for convenience select a pre-determined pot of micro-loans with a targeted return.

All of these bidding options can be with or without an ISA tax wrapper (subject to your annual ISA allowance). See FAQs for more information.

To view the past performance of our platform please review our annually published outcomes statements.

Capital at risk

Important: Please note your capital may be at risk with Peer to Peer lending and your investments are not covered by the Financial Services Compensation Scheme (FSCS).

JustUs ISA & Regular Account options

Our targeted rate pots for your convenience. Of course you can choose any of the micro-loans available in the marketplace. Also see the returns by risk grades in our Lender Risk and Return Statistics page.

Cash held on account will benefit from an interest equivalent of 1.2% per annum. You must also choose at least one further pot based on your attitude to risk.

Additional risk information is available here

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